This was a nice find!

No Dollar Left Behind

Earlier this month I visited some friends at their house. Their mail was delivered while I was there and I noticed that several credit card solicitations sat in the large pile of envelopes.

Besides not being the kind of mail that you look forward to receiving; these solicitations bring out the magpie in some people. Hence my reference to bright shiny objects. Not are only are these offers going straight to your shredder (NOT the recycle bin), they could represent a distraction from your financial planning by luring you into a glimpse of their promised riches, such as:

  • 40,000 “free” airline miles
  • free night at (insert hotel name here)
  • you are pre-approved (stroking your self-esteem)
  • credit limit of 5x your monthly earnings!

By visiting the website www.optoutprescreen.com or call toll-free 1-888-5-OPT-OUT. For more information on this topic, the Federal Trade Commission has an informative page here.

Disclaimer moment: I would…

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